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Personal Finance Checkup


How are your personal finances? Don’t worry, you don’t have to submit your bank statements to us.  It’s a good time to take your financial pulse in light of this article from MarketWatch: Most Americans are one paycheck away from the street. 

The article stated that around 63% of Americans are living paycheck to paycheck and cannot afford to cover most life emergencies without borrowing money.  I don’t know about you, but that is depressing.  Most Americans have no issues with borrowing money from credit cards, lines of credit, or family and friends.  But I don’t want to be like most Americans; they’re broke.  I want my family to stay out of debt and build wealth. 

The greatest turning point in my family’s path to financial freedom started with a chance road trip from Texas to Tennessee when we stopped at Cracker Barrel to get an audiobook for our journey.  We picked up The Total Money Makeover, and it completely changed the way we thought about money.  7 simple steps for getting out of debt and building wealth.  Although the steps are simple, the process to financial freedom requires discipline, hard work and focus.

People want the “Get Rich Quick” path to wealth, but it doesn’t exist. You need a plan, motivation to get yourself to a better place, and apply intensity like your house is on fire.  Make no mistake, debt is not a tool and many people have been burned by debt.  Debt is normal, which is why 63% of Americans can barely keep their heads above water. 

If you want to get your financial life in order but don’t know where to start, find a professional.  Greenville has a host of financial professionals that can help.  If it seems like too much, check out my wife’s site at Money Warrior where you can set up a free consultation.  The best time to start your financial makeover is now.